Quote from Ricter:
Well, it doesn't make sense that everyone is going to pay into the system their entire life at a level where everyone can get access to the most expensive procedures even if they're really old, particularly if everyone will not want that most extreme level. Well, unless everyone wants to pay that much. No, it's better that we all pay into a system for reasonable "minimum wage" of care, and if you think you want extra care, then "have money". You're reasonably covered if you've made peace with your mortality, but if you are scared of death and want that coupla extra weeks, then you can buy more time with your own money.