Hints of higher health premiums in 2015

[DHOHHI]

Thanks for the parenthetical. You must have three degrees! Why would I bet some poor slob who pays for the dog-shit minimum MM-coverage? Your pathetic standard of living is worth the read. So you accept a declining standard of MM-coverage and make it a sample of one... so yeah, you're FOS.



Livin' the dream! Tell us the cool story about how you bought your anniversary dinner off the dollar menu.

Hey chicken shit. Taking my bet or not? $200K then. I'll back off since you're a poor slob who can't play with the big boys. Is this how you trade too? I can see you now .... gee, I'll buy 86 shares of a $1.56 stock. Maybe I can make 10 cents a share and make $8.60. But commissions will be $10.

And for the record idiot .. with Odumbocare we'd pay 27% higher deductible and see premiums increase 180%.

And you make you even look more stupid .. if that's possible ... why would we pay for a product we don't need and would not utilize.

And as far as restaurants ... uhh, look up Charleston, SC near where we live. And check the restaurants here. Your best bet in getting into an upscale one would be as a dishwasher.

Oh yeah .. back to the issue here .... are you taking my bet? Or are you trying to change the subject because you're a wimp who doesn't have the financial resources to pay off on the bet if (err, when) you lost?

 

[drownpruf]

Hey chicken shit. Taking my bet or not? $200K then. I'll back off since you're a poor slob who can't play with the big boys.

And for the record idiot .. with Odumbocare we'd pay 27% higher deductible and see premiums increase 180%.

And you make you even look more stupid .. if that's possible ... why would we pay for a product we don't need and would not utilize.

And as far as restaurants ... uhh, look up Charleston, SC near where we live. And check the restaurants here. Your best bet in getting into an upscale one would be as a dishwasher.

Oh yeah .. back to the issue here .... are you taking my bet? Or are you trying to change the subject because you're a wimp who doesn't have the financial resources to pay off on the bet if (err, when) you lost?

A meellion! Think of the coverage you could have! Ur so fancy!

 

[drownpruf]

I don't, but that's irrelevant here, your argument is illogical. On the one hand you're claiming that rates (on average, for a population) did NOT go up, and on the other hand you're arguing that people don't know how to shop (so presumably their rates DID go up).

But not for DHOHHI... he receives free spaying and neutering. All other care is only an 80% co-pay (Heartworm drugs).

 

[DHOHHI]

I don't, but that's irrelevant here, your argument is illogical. On the one hand you're claiming that rates (on average, for a population) did NOT go up, and on the other hand you're arguing that people don't know how to shop (so presumably their rates DID go up).

I didn't say rates didn't go up. I said they didn't go up 131% as the article supposedly said. Sure, it's easy to measure a vendor ... say BC/BS and look at year over year numbers for the 20 years. But people do not always shop at the same 'store' every year. By changing when financial gain is possible one can see much lower increases over time.

And rates should go up over time ... just as most everything goes up since wages/salaries increase and push prices higher. What's inflation over the long run? 2 or 3%. That's about what my premiums have gone up over the past decade .. just under 25%. So that's about 2% compounded. People do not have to pay the astronomical rates. They have alternatives. We have AT&T for phone, TV & internet. They try to slip in charges every month .. slamming I believe it's called. My wife is a lot more feisty than I when someone tries to 'steal'. So we're blowing off AT&T and switching to Comcast at roughly 50% less.

 

[DHOHHI]

A meellion! Think of the coverage you could have! Ur so fancy!

Okay, I get it. You have next to no $$$$$$. Hope you have running water and electricity in your double wide.

You are a CHICKEN SHIT .... I'll pay for the attorney and CPA to verify and validate my data even. So it's no cost to you. What do you say? And I don't need the $$$$ .... I just like to put idiots in their place. So will you put your money where your mouth is or are you sucking on something to make a few $?

 

[drownpruf]

Okay, I get it. You have next to no $$$$$$. Hope you have running water and electricity in your double wide.

You are a CHICKEN SHIT .... I'll pay for the attorney and CPA to verify and validate my data even. So it's no cost to you. What do you say? And I don't need the $$$$ .... I just like to put idiots in their place. So will you put your money where your mouth is or are you sucking on something to make a few $?

The bet went from $10K to $500K, yet the guy can't pay for legit insurance and is somehow proud of being broke and refusing to properly insure his family. He should use some of his EIC and get some real insurance. LOL, attorney and CPA.

I was paying $157.26 ($478.71/quarter). And I'll gladly produce documentation that shows the $364.08 in the most recent year.

Wager amount? $500K. If you're so certain I'm shooting from the hip then you'd be an idiot to turn down a wager made in a public forum.

 

[drownpruf]

We have AT&T for phone, TV & internet. They try to slip in charges every month .. slamming I believe it's called. My wife is a lot more feisty than I when someone tries to 'steal'. So we're blowing off AT&T and switching to Comcast at roughly 50% less.

You're the real-deal telecom arbitrageur! And think of all the money you save on ramen noodle night!

Bro, it's nearly midnight in SC... don't you have to be up at 4am to collect cans?

 

[DHOHHI]

The bet went from $10K to $500K, yet the guy can't pay for legit insurance and is somehow proud of being broke and refusing to properly insure his family. He should use some of his EIC and get some real insurance. LOL, attorney and CPA.

I own 2 houses in 2 states. I spend summers in Maine and winter/spring in SC.

You, sadly don't have the choices I have. You in an earlier post stated about being "employed". LOL.

 

[DHOHHI]

You're the real-deal telecom arbitrageur! And think of all the money you save on ramen noodle night!

Bro, it's nearly midnight in SC... don't you have to be up at 4am to collect cans?

No, I am unlike you .. I don't have a job. I'm not a slob like you. I trade stocks. And have so since 1996. I've likely made (and lost) more $$ than your sorry ass will ever know.

But you know, you're a complete LOSER. Rather than attempting to change the subject why not reply to my question ....

You wanna make a wager on what I posted or not? What does your pathetic budget allow? Hell, if you're out on the street I'll go as low s $10 ... just to make my point.

PS what is ramen noodle? Never heard of it. But you apparently are familiar with whatever it is. Enlighten us all. Ohhh, I just Googled it ... so that is the shit you eat?? Where can I send some $$ for food? Do you still have EBT? Sorry to hear you're apparently in such dire financial straits. Do you have a shelter to go to?

 

[bigarrow]

I'm not disagreeing with YOUR fact. But it's anecdotal.

He doesn't understand what you're trying to say. He's not the sharpest guy when he gets worked up.