...As someone else rightly pointed out money has almost zero bearing in happiness. It's all then other choices that do have a bearing on happiness. Wish you well.
When you run out of money and are eating sticks for breakfast, and competing with rats for your dinner in the back of restaurants in the Dumpster, you get back to us, OK? Find happiness in that life.
I'll take the $20 million instead. Kthxbye.