[QUOTE....
My wife an I just sold our house and have a decent sum (+250K) of profit and we'd like to gain more than the "prevailing rate" from a "bank" type of investment.
We're in no rush to buy a house again, as my opinion is that the housing market has nowhere to go but flat to down where we are (Northeast FL.)
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My advice: dont ask for this type of advice on a public board. IF you want access to salespeople then, yes, ask such a question on a public board. Better strategy: research this directly yourself through available resources: other internet sites, library, etc.