Safest way to make 1% per month

A = P x (1 + r)^n

A = ending balance
P = starting balance (or principal)
r = interest rate per period as a decimal (for example, 2% becomes 0.02)
n = the number of time periods

e.g. P=$1000, r=1% or 0.01, n = 10 years or 120 months
A = 1000*(1+0.01)^120 = $3300
 
I was challenged last evening in a pub (without face mask!) on what would be the "safest approach" to make 1% per month over the next 10 years. Not more, just 1%.

That's about 9 to 10% net of inflation per year or about 1.5x very long term US equity index return.

I was not able to answer on the spot but promised the dude to raise the question here.
%%
Safest way long term invest/ SPY + some better % stuff.
NOT every month does 1%, some more or less.[I guess if you wanted to limit to 1%\ sell + go to cash\even if that cuts your return /LOL]For some one that cant stand risk, do less than 1% with a bank/fixed rate.IF that loses to inflation , simply proves why so many dont want bonds or bank cd only]:caution:
 
Big hammer approach ...
Oil is going up.
Invest in that, or anything that relies on diesel (all the AGs, so far as I know).
Bonus points, USDA announced last month that funding for Food Stamps gets an immediate 25% increase. Meaning that the FED is going to sit back and watch those prices go up, not interfere, as opposed to Gold/Silver, which are rife with market manipulation/capping.
 
Jeff is a Noob??

You're approached with a prospectus that outlines a collared-equity strategy (LS +LP +SC) and you invest $60MM knowing that it's (purported to be) a bull vertical strategy? I got the same Greenwich prospectus that Yass saw. There is no way that anyone with knowledge of the space would buy into that fund unless they did zero DD.
 
Big hammer approach ...
Oil is going up.
Invest in that, or anything that relies on diesel (all the AGs, so far as I know).
Bonus points, USDA announced last month that funding for Food Stamps gets an immediate 25% increase. Meaning that the FED is going to sit back and watch those prices go up, not interfere, as opposed to Gold/Silver, which are rife with market manipulation/capping.
Making a bull bet in energy, one of the most volatile asset classes around, is your idea of the "Safest way to make 1% per month"?
 
I hear you,but Yass is the smartest guy I know when it comes to trading...


You're approached with a prospectus that outlines a collared-equity strategy (LS +LP +SC) and you invest $60MM knowing that it's (purported to be) a bull vertical strategy? I got the same Greenwich prospectus that Yass saw. There is no way that anyone with knowledge of the space would buy into that fund unless they did zero DD.
 
Making a bull bet in energy, one of the most volatile asset classes around, is your idea of the "Safest way to make 1% per month"?

The "Peak Oil" folks have been screaming for 30-40 years that this can't go on.
Do you really think they will be wrong forever?
 
Back
Top