Safest way to make 1% per month

R1234 said:
A 'safe' strategy to make those mediocre returns is to own a multifamily building.
The cash-on-cash return on those is typically 10%-12% per year.
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but you have to put up some serious leverage to achieve that as
hilmy83 said:
Personally i put in NUSI. i treat it like a long term savings account with crazy interest lol (7-8%) + avg 2% growth . I think more and more of these ETFs are coming out.
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Those overwrite funds are often scams. To support the expected dividend they start to stray from their core strategy or worse: start calling a return of capital as a dividend.
 
tonyf said:
my issue is the withholding tax with those. Option premia is tax free but dividends are not.
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Option premia is tax free in the UK? That's insane. I would only get stock exposure thru synthetics.
 
tonyf said:
I was challenged last evening in a pub (without face mask!) on what would be the "safest approach" to make 1% per month over the next 10 years. Not more, just 1%.

That's about 9 to 10% net of inflation per year or about 1.5x very long term US equity index return.

I was not able to answer on the spot but promised the dude to raise the question here.
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No explanation of what "safest approach" means here? And "safest" for whom? Find a job where the monthly salary is exactly 1% of the fund you're managing, then get your mom to work there, and convince her to give it all to you.
 
Is it just me or are most of these replies outside the question? To answer, you need to tell:
Is the goal 1% per month or 10% per year or 100% over 10 years? Are you compounding? I ask because in 2020 it would have been relatively easy to reach 75% and have 9 years to earn 25%.
Several long term, large cap would get you 100% in 10 years, including GOOG, MSCI, CMG, AMZN, etc..

Oh and next time wear your face mask!:D
 
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tonyf said:
I was challenged last evening in a pub (without face mask!) on what would be the "safest approach" to make 1% per month over the next 10 years. Not more, just 1%.

That's about 9 to 10% net of inflation per year or about 1.5x very long term US equity index return.

I was not able to answer on the spot but promised the dude to raise the question here.
More...
More info please.

Is he looking for a steady income or does he want a 12% per year compounded return?

Are we talking a million dollar account looking for 10k a month or a 325k account that he wants to turn into a million in 10 years.

Is he willing to trade the account or is he looking for a buy and hold strategy.
 
1% month won't cut it in the current state of the economy. You will fall behind. I would say 'safest' is a diversified portfolio, not just one asset class.
 
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