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Not once in the film did Moore blame any individual American for the housing bust. In his mind every last piece of the housing bubble is laid at the feet of Washington, DC and bankers/Wall Street. Condo flippers, option ARMers taking money out to go mall buying, no money down loans when you got no job -- none of that is ever mentioned. No balance at all on this in his film. But like I said he does go after some Democrats, and of course Bush, hard.