Quote from Sandybestdog:
Here are the statements to prove it. I donât know what else you want, but there is no way youâre getting a full coverage plan for $100. If those quotes even true, they are like tire ads for $25. You go there and ask for the $25 tires and of course they are always out of them. Or your car needs different ones because of course itâs a specialized car, even though itâs a Camry. When itâs all said and done, somehow you still end up paying $75 a tire.
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I do like it that you attempted to give give a real life solution, but you left out a couple of things. First off, Maryland income taxes are I think 5-6% after the first $5-6000. So you can add another $1000 for every 25k in income. The transportation costs of $200 is actually a median price I gave between public transportation and a car. A car costs much more. My car insurance alone is about $120, and trust me thatâs cheap. I spent more than 3k in repairs last year, but I drove it for my job, so itâs understandable. You also left out any savings and/or college or business ventures so that somebody making $10 an hour can someday get a better job.
But most of all you forgot about Murphy showing up. And of course heâs going to show up at the worst time possible. Good try though.
Quote from pupu:
This is exactly the example I've witnessed time and time again.
People coming from third world countries, getting degrees here, usually with no cost to them, and them competing with Americans on jobs here. They often get in and eventually turn into citizens. Nothing wrong with this concept.
However, the numbers, including H1b visas are well into the hundreds of thousands a year.
Only issue is that there seem to be a limitless supply and the numbers keep going up. Also, you don't see the process happening in reverse, at least not significantly. How many Texans are moving to Beijing in pursuit of a better life?
This is not outsourcing but just as powerful. When you add major outsourcing and an economic slowdown these trends do add up to create a powerful impact.
This trend has been put in place over the years by corporate America for obvious reasons, once again with total disregard of the impact on local workforce.
Quote from Sandybestdog:
I do like it that you attempted to give give a real life solution, but you left out a couple of things. First off, Maryland income taxes are I think 5-6% after the first $5-6000. So you can add another $1000 for every 25k in income. The transportation costs of $200 is actually a median price I gave between public transportation and a car. A car costs much more. My car insurance alone is about $120, and trust me thatâs cheap. I spent more than 3k in repairs last year, but I drove it for my job, so itâs understandable. You also left out any savings and/or college or business ventures so that somebody making $10 an hour can someday get a better job.
But most of all you forgot about Murphy showing up. And of course heâs going to show up at the worst time possible. Good try though.
Quote from volente_00:
"... If you want to get ahead work 60 hours a week instead of 40 and stop crying until you figure out a way to work smarter for more money.
Until that time comes, stop looking for excuses to keep doing what you are doing now.
Quote from jueco2005:
I believe that's wrong. Prove it.
Quote from Anaconda:
Speak with a call center in the last 5 minutes? The second you hear an Indian accent, you know that anything above the minimal won't get done properly.
As for higher up work, just do some research on the street. It's not cheaper if you want the same quality. The indian centers consistently mess up work and cannot be trusted with anything even slightly complex. They take about double the manhours, sometimes more, to do the same work. Also, it has to be checked on-site in US, so you still need a skeleton crew here. In India, turnover is high for skilled staff, as the ones who have skills also have the brains to constantly move up & demand higher pay. For majority of the work, there is always a search for cheaper labor because wage growth in India is significant.
Offshoring looks great on paper, but in reality, it does not work most of the time. Sorry, your Indian comrades are not the geniuses you think they, some of them are borderline retarded. But a few execs are getting paid nice bonuses to create phantom savings, so the practice is here to stay.
You actually believe a generic quote on a website trying to sell you something rather than the actual statement from a current customer? Did you read the disclaimer? Seriously you need help. Do you really think a major insurance company would sell the exact same plan to 2 different people and charge one person double? I have a life and health insurance license. I donât know if itâs illegal to have different rates being offered by different agents, but it is not the norm. The company does the underwriting and determines the final premium. It usually does not matter whether you go directly to the company or a broker. So blab all you want, but youâre wrong.Quote from volente_00: Are you blind ? The premium is $143 for the insurance that you claim you pay $262 for. Now if I was as bad off as you claim, you can bet your ass I would be shopping around and not overpaying for the same product.