Quote from denner:
So let's say your buddy pays $6,000 in premiums over the year ($500.00/mo.), did you factor in the deductable and/or the 60/40 or 80/20 of shared costs that most of these plans require. The limits for his "out of network" coverage.
The plan is probably more like $500.00 per month and $5,000 deductable or $11,000.00 per year. But Bigarrow forgot that part of the calculation.
No denner I didn't forget. You can go the the blue cross blue shield TX website and check my figures. For the plan I looked at the deductible was $1000 the gold 007 plan. If I made a mistake please point it out factually, but don't make assumptions because we have different political views.