Quote from Gabfly1:
The compulsory auto insurance is liability in nature, and you only require coverage for your vehicle if you do not own it free and clear. The liability coverage is key, so that anything you do that can negatively impact others can be paid for without direct cost to them. And so it is with health insurance, if you suddenly fall ill and need medical care. If you do not have coverage, then you will be negatively impacting others with your uncovered liability if you cannot pay for it yourself.
Seriously, are you really so stupid that your food has to be chewed for you?