Quote from ig0r:
Hi. Guaranteed principal is not the same as guaranteed return.
What happens when at the end of the year your buddies go "oops, didnt work, here's your principal though!" and I just lost ~3% due to inflation.
Bye.
Quote from MacroEvent:
high net wealth wants the principal guaranteed not the return, but they continue to get 8% year over year waiting for your hypothetical outcome.