Take a tip from our Treasury Secretary Timmy;
Borrow huge sums of money now with a 2 Year Term even though you don't plan on spending it for 2 1/2 Years. You can always refinance later at a higher rate. Besides, once you actually start printing the money, hyper-inflation will erase most of your debt anyway.
This CYBER credit is working great for the banks, why not try it for your household finances as well?
P.S. Don't forget to Mark your Assets to what you think they SHOULD be worth. Don't bother with actual MARKET value, that's really Old School.