Yeah, well, I didn't guarantee he'd make it out of the bank. Just that they'd hand over some money if he waved a gun in their faces. Once you produce the gun, if you're not out of there by the time the cops show up you're toast.
Oh yeah, and good luck on getting that 200k. Most likely it'd be less than 10k, unless you do some planning and know when they have more on hand. 200k is almost impossible.