Quote from bears21:
be that as it may, still 8 years and tbills would have been a better place to put my cash
Passively managed investments, AKA Buy & Hold, have been passe since Reagan introduced the mantra (spectre?) of deficit spending.
Hell, as little as the Monday edition of IBD, one or two cups of coffee on a Sunday morning and StockCharts.com to slap a 50 and 200 day SMA on a chart could have saved the coin you already earned as well as made some additional coin these past 8 years.