When most people get a choice, they select wrong, selfish pricks, one can always buy life insurance, wait couple years and walk off cliff. Ever consider what your life is worth in non monetary form? How does you life add up to your family? If one has kids, parent loss is incredible difficult as parent picked easy way out of life thinking money answers more than their kids watching their parent went beyond the norm to make family better life. I'd give all I have made in my life if I was able to stop my father from blowing out his brains one holiday weekend, yes I know why he did what he did, living life with Asperger's syndrome very difficult as you truly are alone in a sea of people. Holidays are longer without him, can't ask him for advise, stack of dollars I made for him offers no advise, 26 years later-I have still many questions to ask of him, he took easy way out of very hard world.