Why is it scarier to spend money when you have it, then when you dont?

Quote from drsteph: One of the nieces the other day wanted to try to win one of the cheapie stuffed animals in one of the 'crane' type amusement games. 50c a try, after two tries no prize. She turned to me and asked me for more money to try and I gave her a big lecture about how if she kept putting money into that machine she would never be rich. Killjoy, I'm sure, but it starts with small change.
OK I got to admit. I have no desire for alcohol, drugs, or gambling, but when I see a crane machine, it drags me in like a freshly baked Krispy Kreme. I just gotta play it. If a kid is near by I give it to them, but the rest get thrown in my car. It’s filled with all different kinds of stuffed animals. Everybody asks me why I have stuffed animals in my car if I don’t have kids. I tell them I’m running a survey on how many people ask me why I have stuffed animals in my car.
 
Quote from TrueProp: I didn't read your post about whoever gave you whatever brand/type of apparel. For some more expensive items of clothing, there is a clear difference in the quality of the material used, and the way in which the item is cut. The cut definitely makes for a better fit in many cases. I'll wear my cashmere sweaters every winter day versus wearing a cotton or nylon stitch. And FYI, I may be wearing it under a North Face jacket thank you very much! You work on a golf course. You should be able to tell the difference between a nice button-up a shirt and a not so nice button-up shirt. Either way, everyone isn't really into clothes and how they look in their clothes. I care depending on where I'm going. If I'm going into the office, I don't care at all. I would say that having taste is like trading acumen, you either have it or you don't...BUT, taste can be acquired via exposure. Trading ability on the other hand, not so much.
OK my friend owns an urban wear store. We’re not talking Lord and Taylor kind of clothes here. The urban style is trashy ripped jeans with what looks like paint splotches all over them. They look like stuff you get from Goodwill for $2. But I guess that’s the style and the poorer, people that we’re talking about buy that kind of stuff. He gave me a couple of pairs of $75 shoes. I didn’t realize how much they were hurting my feet and knees until I got my job at the golf course and went out and bought a pair of $40 athletic shoes.

I mean, whatever if people want to spend money like that, it’s their choice. But I’m inclined to believe that the urban wear sells for so much more not because there is any special qualty to it, but because they know the poorer people will spend money on it.
 
Quote from Kevmeister: The rich people you referenced in sentence one did not have the attitude you have in sentence two.
You took 2 completely different sentences and put them together. What are you talking about? This is what I said.
Quote from Sandybestdog: Oh and I think this also ties in to drugs and alcohol. You are much more likely to keep better care of your body when you have something to live for. I have noticed this while working at the golf course. In the rich area that it’s located, I have not seen one fat person. I have also seen very few, shall we say, not the greatest of looking people. There are sidewalks everywhere and people are always biking and jogging. These people have a life to live and something to look forward to. For poor people, it doesn’t have to be a country club membership or new mansion that you’re working towards. It could be something as small as buying a car to go to work in or working towards a promotion at work. But again when these things seem so out of reach, you’re likely to not even bother trying. Obviously there will always be people who get addicted to drugs and are lazy, but for a lot of people, making things more achievable will provide all the incentive needed.
 
Quote from Sandybestdog:

That's great. Use the coupons and take any advantage of the company any way you can while not burdening the employees. Order online too. There's usually good specials there. Just remember to take care of the driver!

But uh, doesn't ordering online mean that the call centre employee doesn't get anything?
 
Quote from Eight:

Clearly, that might be just the case.

The book "The Millionaire Next Door" spelled out what self made American millionaires are like, they have no class really, no style. They aren't stupid, they are just sort of artless drones that work and are able to build up a life for themselves.. I'm not sure who's better off, a poor artist or the drones depicted in the book... and the author was not painting a biased picture at all, just citing what he found out factually in some research project... they shop at JC Pennys and drive F-150's... my wife's dad was exactly like that.. what an artless drone [and an overbearing unpleasant son of a bitch to boot].

That was not my take from reading the book.

For anyone who hasn't read the book, it shows that you don't have to be a genius or hit it big. The "Millionaires Next Door" unspectacular people who generally worked hard, owned their own buinsesses, lived below their means, were frugal, invested their money and were married, or maybe more correctly "not divorced."
 
Quote from Renegen: But uh, doesn't ordering online mean that the call centre employee doesn't get anything?
What do you mean? They are high school kids getting minimum wage. It’s not like they’re getting commission or anything. When they aren’t answering phones, they’re making pizza. When there’s nothing to make they clean or something else. Actually more people ordering online relieves the drivers of a lot of work because we’re expected to answer them and do other work for $4.50 an hour when we’re not on a delivery.
 
You have it backwards which might explain why you're still living with your parents and think you're entitled to make a good living with nothing more than a high school education.

The people in the "rich area" are fit and healthy because the same self-discipline and determination that got them there (by seeking out and going through all it takes to have professional careers) also helps them control their impulses and watch what they eat, exercise, etc.
Quote from Sandybestdog:

Oh and I think this also ties in to drugs and alcohol. You are much more likely to keep better care of your body when you have something to live for. I have noticed this while working at the golf course. In the rich area that it’s located, I have not seen one fat person. I have also seen very few, shall we say, not the greatest of looking people. There are sidewalks everywhere and people are always biking and jogging. These people have a life to live and something to look forward to. For poor people, it doesn’t have to be a country club membership or new mansion that you’re working towards. It could be something as small as buying a car to go to work in or working towards a promotion at work. But again when these things seem so out of reach, you’re likely to not even bother trying.
 
I used much more drugs and alcahol than the average kid. I also indulge myself whenever possible, and was never disciplined to a set routine. Yet I still learrned how to make thousands day in and day out.

It shows all that crap doesn't mean anything. As long as you have a solid goal and you work your ass off to accomplish it, you really can accomplish anything.

I think I do alright for only a highschool eduaction, already 10-20 years ahead of everyone my age.
 
Quote from TrueProp:

I'll be trading via wi-fi in the airport terminal on my laptop. Lol.

Hahahahaha that's what I was doing last week. Made enough to pay for the flight. LOL
 
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