That is absolutely correct. There is no country like the USA where you can just go and say, show me your credit score. That says so much about a person, it's unbelievable. I received a credit score in the USA and I have no problem showing it to anyone I do business with, I wish they have done the same in the past with me.
Stockbagger-- the entire industry has turned Algo--- may i suggest using wealthfront dot com for your capital. Maybe take $5k or so just to play with actively trading-- but active at home trading should just be a hobby and not a real career. good luck!