Quote from drjekyllus:
This is one of the dumbest claims of this whole debate. Why should the insurance company be forced to accept someone with a pre existing condition? It makes zero sense. If they are going to be forced to accept you in their insurance plan then why have insurance in the first place. Why not just live without health insurance and wait till you get a serious illness and then apply for insurance so the insurance company has to pay for your treatment? When you get better, you can dump the insurance. If you get sick again at some later time, repeat the process. With the pre existing condition clause it would be illegal for the health insurance company to deny you. What a great system. You don't have to pay in when you are healthy and when you are sick you just get insurance and pay a tiny fraction of your actual bill.
Why don't we also apply this principle to other forms of insurance? Does it make any sense to force an insurance company to give you home insurance AFTER your home has burned down? How about taking out a life insurance policy on your spouse after they have died? This is the kind of logic being applied to the debate.