I try to explain to you a last time where I stand on this topic, whether you agree or disagree is irrelevant, you can of course have your own opinion and share it and I will be all ears to listen.
I said that in most western developed countries using cryptos for payment purposes is useless because we already have good payment systems in place. I listed several that each fit a different purposes, electronic instant transfer for small payments up to an equivalent of several thousand dollars. Cheques for unlimited amounts , albeit slower, payments, and wire transfers that are generally very cheap for larger payments, percentage wise, and are also slightly slower but also unlimited in amount. Wires are still very fast most of the times if the instructions are acted upon by your financial institution. Takes me sometimes 30 minutes to wire money out of my IB account and into my bank account across borders.
So if you care to have a normal exchange between humans then please tell me what is lacking in the above, what other needs do you have that cryptos fulfill but can't be met by existing payment modalities?
