Lol this sounds like a really small loan for a small business. In cases like this you need something in the lines of a payday loan company instead of going to the bank asking for a $1000 loan. It will only look shady on your credit card score. When I was in a situation like that where I needed a small enough amount really fast and I didn't want to go to the bank I used one of the local pay day loan company, that's based in my area. (If you guys are interested you can check them here: http://www.philaloan.com/ ). I've used them a few times in the past and they were always on top of their game. The staff has always been friendly and very helpful. So yeah I think you need to consider that as an option if you don't want to involve the bank.