You will not be "shepherded". You will be "forced".
Retirement plans of all types, 401k, IRA, pensions, etc, employer sponsored and individual, is the target. Unlike Argentina only a partial confiscation, oh happy days. First Uncle Ben guarantees an awesome rate, maybe 3% guaranteed for life, oh happy days! Then some precentage of the account will be required to participate. Of course there will be significant dis-incentive and penalty not to play; taxing authorities have tremendous power over behavior. And there will be minimum annual participation to ensure everyone who wants a secure retirement properly takes advantage of the designed and guaranteed path of lifetime wealth accumlation.