When Debtors Decide to Default

[maxpi]

Quote from Sandybestdog:

How many wrongs make a right? Well when someone has perfect credit history for 6 years straight and Chase triples their interest rate from 8-24% for no reason other than they can and after a few years of all of their payments just going to interest and they eventually just run out of money and stop paying, well maybe that doesn’t make a right but it sure does make things feel better.

You can’t treat people like crap and expect them to keep taking it forever and ever.

That just about exactly describes what happened to me.. so at the time I felt like I could make it as a trader so I told them to shove it... The employer was treating me like shit so I told them to shove it and made them eat it on my way out... it's working out well really, I can't flash any credit cards around but cash still works :eek: ... and when you have cash people tend to not treat you like shit and you can negotiate prices better.. when they see a credit card sucker, lots of times prices [for medical and dental services especially] go way up, no credit card, no insurance, prices are surprisingly negotiable.. all in all my life experience with credit and a job was way worse than without...