What’s wrong with buying and holding the SPX500?

[ironchef]

Ok....iv no idea what that is...dont want to know either.

Upon your passing, your assets that pass on to your heirs will be valued at a base value equal to the appraised value at the time of your passing so if they sell the assets at base value, they don't have to pay tax - essentially your estate is tax free up to ~$11 millions.

The only exception is regular IRA/401K, it will be considered as ordinary income to your heirs and will be taxed accordingly.

 

[Overnight]

Upon your passing, your assets that pass on to your heirs will be valued at a base value equal to the appraised value at the time of your passing so if they sell the assets at base value, they don't have to pay tax - essentially your estate is tax free up to ~$11 millions.

The only exception is regular IRA/401K, it will be considered as ordinary income to your heirs and will be taxed accordingly.

IIRC, any funds in the decedent's IRA becomes a beneficiary IRA, and so different rules apply?

 

[JackRab]

you call an awfull 25 years curve fitting ? ? ? that's putting things on their head ... and it hasn't even reached break even by a mile ...
it's just a bad idea as a strategy especially with the S&P500 being far from cheap if you look at fundamentals you might consider using other kinds of strategies that are somewhat more flexible
BTW: I wasn't invested in Japan at that time but I was a retail invester with money in European stocks and remember that Japan was some kind of hype as 'the promised land with the economic miracle' I am 51 and with a little luck should live to see another 30 years statisticallly speaking

No, you're fitting the date to the idea that buy-and-hold might be a bad idea. You basically give half the picture... It all depends on when etc....

Your statement that it's bad since from the late 80s they are down (which is factually correct), gives the following chart.

Vs long term reality.... Up from 200 to 22000 now, with top at 40k.

Or vs a shorter term from 2010.. up 110%...

 

[ironchef]

IIRC, any funds in the decedent's IRA becomes a beneficiary IRA, and so different rules apply?

New IRS rule: Beneficiary has to start withdrawal every year based on his/her life expectancy and the amount is taxed as ordinary income.

Please check with your tax accountant, I am just a layperson.

 

[ironchef]

No, you're fitting the date to the idea that buy-and-hold might be a bad idea. You basically give half the picture... It all depends on when etc....

Your statement that it's bad since from the late 80s they are down (which is factually correct), gives the following chart.

View attachment 179840

If you start in 1989, and you invest like us small retails, put in a small amount every month, reinvest the dividends, by now your return may not be too bad.

 

[yiehom]

Seems like an obvious choice to daytrade

Or alternative to day trading ?