Quote from peilthetraveler:
you only need to store food up if you expect that you dont have a set of skills that someone else can use during the said "apocolyptic" time.
Always remember that "he who has the gold makes the rules" That being said, "if" there was an apocolypse and the government vanished, their would be people in your neighborhood that stored up gold that will then use that gold to hire YOU and other people to do jobs such as protect him, farm his land, go to market and sell his goods and stuff like that. It would basically be 100s or even 1000s of "mini" governments all over the country that would slowly join each other until we had a massive government again.
So the question is....do you want to be the slave, or the master. Costs you nothing to move your money into gold and protect yourself. Costs you everything if you dont.