I don't know. I think there are people that have made lots of money that have changed the world for the "better". There are people that have won the Nobel Prize and the Fields Medal that wish they never done the work they did. Einstein wished he never saw E=mc^2. Steve Jobs didn't win either, but he changed lives.
I think it is less important to worry about what would be better, than to be true to yourself. Assuming you are not a bad person, I can't imagine second guessing yourself and trying to philosophize your life choices.
Just do it.
For me, discovering something truly deep and interesting is far more enticing than acquiring paper with numbers on it and creature comforts. Besides, even if I had a billion dollars I would probably wear the same five or ten things I do now. People think I am a bum and would think I am a bum even with a billion dollars. No question though, I would have a fine Italian car
A bum with a Ferrari LaFerarri!
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