I can't speak for Java, but I'm not so sure that he hates paying for services that he requires now and in the future. I pay for auto and home insurance. I have been paying both for years and have never filed a claim. I don't mind doing so because I set my deductibles high and consider the premium to be a bargain relative to the risk that it is insuring. So I ask, why can't health insurance be like that? Why can't we buy a plan that only covers the catastrophic stuff. A plan that does not cover regular doctor visits, preventative check-ups (although the catastrophic insurance could give discounts for getting annual check-ups, being healthy, etc, just as auto and home insurance providers offer discounts for having equipment that reduces their risk). But today health insurance isn't like that. We don't have an option of just covering the catastrophic stuff and young people like me are forced to subsidize old people, many of whom are not paying a premium to cover the risk that they impose on their insurers. The situation is similar to forcing auto insurers to cover 90% of fuel costs. I drive an SUV that gets about 17 mpg. Why can't others subsidize my fuel costs? My vehicle's fuel consumption sounds like a pre-existing condition to me.
The only way to solve the healthcare crisis is through better medicine. Fix the root of the problem.
http://www.asaging.org/blog/reinventing-aging-update-longevity-dividend