I am 35 years old and looking to implement a Vanguard portfolio in my 401(K) plan and want some ideas for Vanguard Active and Index portoflios that have done well. Any ideas?
Vanguard Portfolio
- Thread starter Landonfisher
- Start date
Here is the list of all Vanguard mutual funds and their 1-, 5- and 10-year performance.
https://investor.vanguard.com/mutual-funds/list#/mutual-funds/name/month-end-returns
At your relatively young age, I would recommend the more aggressive funds (small Cap, Mid Cap, tech) since you will have time to recover in case of a big market drop. Stay away from bond funds which are better suited for people in retirement who can afford a big market drop.
https://investor.vanguard.com/mutual-funds/list#/mutual-funds/name/month-end-returns
At your relatively young age, I would recommend the more aggressive funds (small Cap, Mid Cap, tech) since you will have time to recover in case of a big market drop. Stay away from bond funds which are better suited for people in retirement who can afford a big market drop.
When would retire? 2045? 2040?
If so try one of the balanced funds, e.g., the one from Vanguard Chester 2045 Target retirement.
I agree with DaveV you should be shooting for a more aggressive fund.
The one problem with target funds is they are fund of funds so have fees on top of fees. You can set up your own with an allocation table by age, adjust it every few years and get better performance without the added fees. Not rocket science.
Why do you say that?
https://www.kiplinger.com/article/i...rd-etfs-vs-mutual-funds-which-are-better.html
This article seems to argue the opposite.