It is because you explained you used to work in computing so I put the two together. Also there was a big move over from computing and finance in the last twenty years.
He's not wise. He's reasonably intelligent, just has not yet had the experience required to make him a full fledged econ madman. I mean, heck I'm bright. Top 2% of IQ. But when I was morganist's age, I still didn't know #@&#, Give him 20 or 30 years and he might well know a lot.