In France, more than 97% of the population has at least one account with the post-bank ( in the same vein Americans are surprised about universal
health coverage when this has been available in Europe for 50+ more years).
There is even a scheme where after saving with this bank for 10 years, a special mortgage loan is available.
60 millions stupid people in EU since 2nd war ended.
and 100 million stupid people in Japan for centuries.
All stupid people banking with their post office.