US 161K to invest, suggestions please.

N

nixodian

I have sold a property abroad and now have around US 161K, what investment should l consider?(no income return required, ie capital appreciation > inflation is fine)
1. buy a property for eg in Shenzhen , china and rent out or
2. invest in an ETF like SPY, which tracks the S & P 500 with my US broker or ETF 2800 which tracks the HangSeng with my HKG broker?
I have been told properties in Shenzhen or anywhere, have gone up too much and are going to take a downturn / crash, but so has the stock market.
time frame not really important either, anything >10 years fine.

Good suggestions appreciated
thanks
 
wait for a stock market correction, then buy some good solid companies with a good dividend and consistent in their ability to increase the dividend..

I am waiting for Canadian bank stocks to have a major pull back then will buy for the long term.
 
Quote from Datradr:

wait for a stock market correction, then buy some good solid companies with a good dividend and consistent in their ability to increase the dividend..

I am waiting for Canadian bank stocks to have a major pull back then will buy for the long term.
More...

Pretty much agree except I'd mix in some high yield ETFs.

JNK, REM come to mind in smaller quantities.

60% Large Cap Dividend stocks
30% Hi-Yield stuff
10% Short OTM Puts & Short OTM Calls on the Large Cap Dividend stocks.

This is basically how I manage my long term portfolio. I sell puts/calls on dips/spikes of the underlying.
 
Quote from Datradr:

wait for a stock market correction, then buy some good solid companies with a good dividend and consistent in their ability to increase the dividend..
More...

+1
 
Quote from Mike805:


10% Short OTM Puts & Short OTM Calls on the Large Cap Dividend stocks.
More...

Takes years to learn how to do the above and correctly, and you suggesting it so casually in one line.

I'm all about simplicity but this is a bit extreme, don't you think ?
 
no one mentioned property, buy to let. l ccould get about 3% on rental a year and rest likely capital appreciation. got a flat in Shenzhen get ~2% on rental, but capital appreciation ~100% in about 3 years.

l certainly know how to "trade" making massive losses in options, though accumulated ~+30% in ~ a year.
l feel keeping a tiny portion to "trade" and the rest just LEAVING it in a high yielding ETF, what are the highest yielding ones which are stable, ie, nigh impossible to go to 0.
 
Quote from nixodian:

no one mentioned property, buy to let. l ccould get about 3% on rental a year and rest likely capital appreciation. got a flat in Shenzhen get ~2% on rental, but capital appreciation ~100% in about 3 years.

l certainly know how to "trade" making massive losses in options, though accumulated ~+30% in ~ a year.
l feel keeping a tiny portion to "trade" and the rest just LEAVING it in a high yielding ETF, what are the highest yielding ones which are stable, ie, nigh impossible to go to 0.
More...

mediocre. these 'valuations' re marketing trick so you should not rely on it as money in the bank.

buy land. no depreciation, no insurance, no squatters, nil income but if you think there will be appreciation land will go up much more. you know building depreciation is 3% a year :eek:
 
I bought a townhouse for my daughter to live in while in college a couple of years ago. With current housing prices it was a steal so we bought it for cash. Housing prices in the Washington DC area are still low and stable.

Now she's graduated and it's rented out. Except for putting up with the usual hassles of being a landlord, it's netting about 8% per year ROI after expenses.
 
land for real?

and do what with the land ? hold it for 20 years with no income in the meantime...and pay property tax etcc??? that wouyld be a negative dividend!! Maybe if you had a rental space on it.

put 80% in something fairly high yielding and safe
20% in some riskier securities with real potential for solid capital gains.

then sit on the beach and relax
 
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