Quote from AAAintheBeltway:
I don't agree at all. It sends a message that they are easy marks. I wouldn't want them as my insurer. They folded like a cheap lawn chair on a claim that was beyond dubious. It was like paying extortion to Al Sharpton. What possible liablility claim existed? That Zimmerman was a neighborhood watch volunteer? My understanding was they he was going to the store and happened to see trayvon skulking around.
The end result will be that any HOA with a watch program will now pay higher insurance rates, probably significantly higher.
Unfortunately, corporate leaders are frozen with fear at running afoul of the PC police. They hire PR advisors, etc who all tell them to avoid controversy at all costs, even if it means betraying their principles and selling out their shareholders and customers.
AAA without reading the policy and some prior cases of similar claims that went to trial what you said is just an emotional reaction based only on your political views. If you are buying insurance you will appreciate an insurer keeping you out of court and looking out for your best interests. This is why people buy liability insurance, but go ahead and buy from an insurer that disputes claims, there are some out there. The companies that try to get out of paying will also try to get out of paying your water loss or fire claims too. I've seen people go through hell with their insurance companies not wanting to pay claims or only pay partial on the claims, it does happen.