Traders Health Insurance
- Thread starter gdtrader
- Start date
NASE is a huge ripoff and scam. Google it. Here's one for you:
http://www.insurance-forums.net/forum/mega-strikes-again-nase-uga-healthmarkets-scam-thread4533.html
The only trading company that i ever heard of that offers health,eye,and dental care for their traders is chimera securities. chimerasecurities.com
Hopefully none of you have pre existing conditions
Quote from the1:
I love it. Add blueberries, salmon, and walnuts and you're good
The full list that those come from is here:
http://pals2u.tripod.com/id19.html
Edit: I read somewhere that a daily dose of broccoli can cut your risk for colon and/or prostate cancer by 50%.
l found the following 2 policies for a family of 3.
First one is priced at $139.11 per month and the second one at $186.85 per month.
I'm guessing this is just good to get you accepted and maybe good if something very bad happens.
I plan to leave my company soon after 28 years of service and i will miss the health insurance, but the prices people pay for really good insurance are sky high.
UnitedHealthOne
Details at a Glance
Plan TypeNetworkOffice Visit for Primary DoctorNot CoveredOffice Visit for SpecialistNot CoveredCoinsurance20% after deductibleAnnual DeductibleFamily:$20,000(2 family members must fully satisfy $10,000 individual deductible)Separate Prescription Drugs DeductibleNonePrescription Drugs Generic: Not Covered Brand: Not Covered Non-Formulary: Not Covered Annual Out-of-Pocket LimitFamily:$9,000($3,000 per person)
Does not include deductibleLifetime Maximum$3 Million per personHealth Savings Account (HSA) Eligible No Out-of-Network CoverageYes (Details in plan brochure below) Out of Country Coverage Emergency Care Only Find Doctors (Search to see if your doctors are part of this plan's network.)
Physicians
Primary Care Physician (PCP) RequiredNoSpecialist Referrals RequiredNo
Preventive Care Coverage
Periodic Health ExamNot CoveredPeriodic OB-GYN ExamMammogram, Pap Smear, PSA Testing: 20% Coinsurance after deductibleWell Baby CareNot Covered
Prescription Drug Coverage
Generic Prescription Drugs Not Covered Brand Prescription Drugs Not Covered Non-Formulary Prescription Drugs Coverage Not Covered Mail Order for Prescription DrugsNot Available Separate Prescription Drugs DeductibleNone
Hospital Services Coverage
Emergency RoomIllness & Injury: 20% Coinsurance after deductible, additional $500 Copay per visit if not admittedOutpatient Lab/X-Ray20% Coinsurance after deductible if performed within 14 days of surgery or confinementOutpatient Surgery20% Coinsurance after deductibleHospitalization20% Coinsurance after deductible
Maternity Coverage
Pre & Postnatal Office VisitNot CoveredLabor & Delivery Hospital StayNot Covered
Additional Coverage
Chiropractic CoverageNot CoveredMental Health CoverageNot Covered
-----------------------------------------------------------------
Humana One $186.85 monthly cost for a family of 3
Details at a Glance
Plan TypePPOOffice Visit for Primary Doctor0% Coinsurance after deductibleOffice Visit for Specialist0% Coinsurance after deductibleCoinsurance0% after deductibleAnnual DeductibleFamily:$10,400Separate Prescription Drugs DeductibleNonePrescription Drugs Discount Card Included
This added value feature is not insurance Annual Out-of-Pocket LimitFamily:$10,400
Includes deductibleLifetime Maximum$2 Million per personHealth Savings Account (HSA) Eligible Yes (See HSA Administrators) Out-of-Network CoverageYes (Details in plan brochure below) Out of Country Coverage Emergency Care Only. Paid as out-of-network, and member must submit an itemized bill with services rendered and a diagnosis in order to be reimbursed.
First one is priced at $139.11 per month and the second one at $186.85 per month.
I'm guessing this is just good to get you accepted and maybe good if something very bad happens.
I plan to leave my company soon after 28 years of service and i will miss the health insurance, but the prices people pay for really good insurance are sky high.
UnitedHealthOne
Details at a Glance
Plan TypeNetworkOffice Visit for Primary DoctorNot CoveredOffice Visit for SpecialistNot CoveredCoinsurance20% after deductibleAnnual DeductibleFamily:$20,000(2 family members must fully satisfy $10,000 individual deductible)Separate Prescription Drugs DeductibleNonePrescription Drugs Generic: Not Covered Brand: Not Covered Non-Formulary: Not Covered Annual Out-of-Pocket LimitFamily:$9,000($3,000 per person)
Does not include deductibleLifetime Maximum$3 Million per personHealth Savings Account (HSA) Eligible No Out-of-Network CoverageYes (Details in plan brochure below) Out of Country Coverage Emergency Care Only Find Doctors (Search to see if your doctors are part of this plan's network.)
Physicians
Primary Care Physician (PCP) RequiredNoSpecialist Referrals RequiredNo
Preventive Care Coverage
Periodic Health ExamNot CoveredPeriodic OB-GYN ExamMammogram, Pap Smear, PSA Testing: 20% Coinsurance after deductibleWell Baby CareNot Covered
Prescription Drug Coverage
Generic Prescription Drugs Not Covered Brand Prescription Drugs Not Covered Non-Formulary Prescription Drugs Coverage Not Covered Mail Order for Prescription DrugsNot Available Separate Prescription Drugs DeductibleNone
Hospital Services Coverage
Emergency RoomIllness & Injury: 20% Coinsurance after deductible, additional $500 Copay per visit if not admittedOutpatient Lab/X-Ray20% Coinsurance after deductible if performed within 14 days of surgery or confinementOutpatient Surgery20% Coinsurance after deductibleHospitalization20% Coinsurance after deductible
Maternity Coverage
Pre & Postnatal Office VisitNot CoveredLabor & Delivery Hospital StayNot Covered
Additional Coverage
Chiropractic CoverageNot CoveredMental Health CoverageNot Covered
-----------------------------------------------------------------
Humana One $186.85 monthly cost for a family of 3
Details at a Glance
Plan TypePPOOffice Visit for Primary Doctor0% Coinsurance after deductibleOffice Visit for Specialist0% Coinsurance after deductibleCoinsurance0% after deductibleAnnual DeductibleFamily:$10,400Separate Prescription Drugs DeductibleNonePrescription Drugs Discount Card Included
This added value feature is not insurance Annual Out-of-Pocket LimitFamily:$10,400
Includes deductibleLifetime Maximum$2 Million per personHealth Savings Account (HSA) Eligible Yes (See HSA Administrators) Out-of-Network CoverageYes (Details in plan brochure below) Out of Country Coverage Emergency Care Only. Paid as out-of-network, and member must submit an itemized bill with services rendered and a diagnosis in order to be reimbursed.