Total lawlessness in Minnesota

For the most part these riot damages are not covered by insurance. Business insurance does not cover acts of civil unrest. Unless the business owners brought a civil unrest policy (which is rare) then the business owners will be paying out of pocket.

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Stop making shit up GWB

https://www.thebalancesmb.com/property-coverage-for-riots-462690

Property Coverage for Riots, Vandalism, and Civil Commotion


Physical Property Damage


Riot, civil commotion, and vandalism are covered perils under virtually all commercial property policies. They are covered causes of loss under both named perils and "all risk" policies.
 
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Stop making shit up GWB

https://www.thebalancesmb.com/property-coverage-for-riots-462690

Property Coverage for Riots, Vandalism, and Civil Commotion



Physical Property Damage

Riot, civil commotion, and vandalism are covered perils under virtually all commercial property policies. They are covered causes of loss under both named perils and "all risk" policies.

That's not what the business owners are saying on the news.

also --- read it in their own words from LA...

Is looting covered by insurance? Depends on the business
https://www.latimes.com/business/story/2020-05-31/business-insurance-looting-riots
 
That's not what the business owners are saying on the news.

also --- read it in their own words from LA...

Is looting covered by insurance? Depends on the business
https://www.latimes.com/business/story/2020-05-31/business-insurance-looting-riots

One side of the story is not the whole story.Some people just want the insurance companies to just hand them a check for whatever they ask for and of course it doesn't work that way


https://www.bizjournals.com/twincit...olis-st-paul-business-protests-insurance.html
 
It is not a fact that it was due to race.... even though it is likely that race played a significant role. These two guys worked security together at the same club for years.... there is speculation that they already had existing issues.

The items career pointed out are facts. The question is how should they be dealt with from a societal and policy point of view.

If they had issues, then it is first degree murder.

So choose: racisme or first degree murder.
 
It is not a fact that it was due to race.... even though it is likely that race played a significant role. These two guys worked security together at the same club for years.... there is speculation that they already had existing issues.

The items career pointed out are facts. The question is how should they be dealt with from a societal and policy point of view.

Okok, I’ll give you that, even though the other cops stood by and did nothing, accomplices. But then again some of the facts that career pointed out can be argued to show they are facts because of racism. Like the percentage of incarcerated. I know I know, trust me I know what your saying. But cops are more likely to arrest a black than a white for the same crime. Cmon that’s a fact jack. I also know first hand the racism that comes from the black community. Entitlement etc.
 
If they had issues, then it is first degree murder.

So choose: racisme or first degree murder.

I believe that if they had prior issues then it is first degree murder... but the assertion regarding prior issues must be proven first.

There is still no definitive proof that racism played a role... but it is likely. Let's see what the court case brings out. I am willing to wait for the evidence... whether it is text messages or anything else that proves a pattern of racism from this officer. If the evidence exists then I certainly can be persuaded that racism played a role.
 
For the most part these riot damages are not covered by insurance. Business insurance does not cover acts of civil unrest. Unless the business owners brought a civil unrest policy (which is rare) then the business owners will be paying out of pocket.

Sadly in Raleigh most of these businesses in downtown just recently re-opened. Now it is a week later and they are looted & totally out of business.

If the cops would not have murdered the man there would not have been any damage and no need for insurance. Riots were a result of the murder. Police should know that by now after so many murders and so many riots. Business owners should sue the police and the government, they are responsible for what happened.

About racism or not: 3 times more Black people are murdered then White. That might be an indication. And the US has a famous organization called Ku Klux Clan. That's not a charity organization.
 
also --- read it in their own words from LA...

You should read it from their own words.They aren't saying they are not covered or have been denied.Seems they haven't read their policies or filed a claim




He estimates that $300,000 worth of merchandise was stolen but believes all of it will be covered by his insurance, though he still needs to check with his lawyer.


“I hope it’s all covered” by insurance, Greenberg said. “I don’t see why we wouldn’t be.”


“We are insured, but I don’t know what we are covered for, and I don’t know whether we are covered for losses” in a civil disturbance, he said. “
 
If the cops would not have murdered the man there would not have been any damage and no need for insurance. Riots were a result of the murder. Police should know that by now after so many murders and so many riots. Business owners should sue the police and the government, they are responsible for what happened.

Riots are unacceptable. Peaceful protest are acceptable.

Prior the 1960s in the U.S. the local police departments were civilly liable for damage caused by civil unrest. There are several examples when striking workers rioted (in the auto industry, etc.) where the cities were forced to pay business owners for the damages (at least this is my understanding).

Due to this, the way riots were handled in this earlier era was immediate application of deadly force and mass arrests. This included recruiting armed mercenaries from agencies such Pinkerton as well as the National Guard armed with machine guns to join in putting down rioters & protestors. There was none of this "deescalation".
 
You should read it from their own words.They aren't saying they are not covered or have been denied.Seems they haven't read their policies or filed a claim




He estimates that $300,000 worth of merchandise was stolen but believes all of it will be covered by his insurance, though he still needs to check with his lawyer.


“I hope it’s all covered” by insurance, Greenberg said. “I don’t see why we wouldn’t be.”


“We are insured, but I don’t know what we are covered for, and I don’t know whether we are covered for losses” in a civil disturbance, he said. “

All the better for him.
 
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