I have only been taking a multivitamin plus extra vitamin D until recently. Last week I bought a bottle of magnesium citrate at Costco:I'm on 800mg daily at the recommendation of my cardiologist.
Here's the problem with magnesium, most of it is not absorbed into our system and is just passed out through the bowel. Yes, you can get a higher quality magnesium supplement, but even then much of it is just passed through, so 800mg isn't really 800 going into your system.
As to a diet rich in magnesium, which I try to maintain, you'll find that our food supply doesn't have the magnesium in it that is used to due to the soil being depleted over the past decades. Add it all up and you need 3 to 4 times the daily minimum just to get close to that minimum.
Magnesium is important to regulate heart rhythm among other things. The typical worst side effect most people will experience is loose bowels. Magnesium is a natural laxative. It would be a good guess that unless a person is supplementing magnesium they are probably deficient, especially if they have an active/fitness type lifestyle.
https://www.costco.ca/webber-naturals-magnesium-citrate-150-mg---300-capsules.product.100107807.html
I did so more on a whim than anything else after recently reading an article on the mineral. The recommendation on the bottle is to take one to three 150mg capsules a day, but I'm only taking one for the time being, since my multivitamin has 125mgs of magnesium oxide. That brings me to 275 mgs all in from supplementation, which is close enough to the UL of 350mgs for typical supplemental consumption as noted in the article I linked. Who knows, though. I might go crazy and take a second capsule, bringing me up to 425mgs of supplemental magnesium, which is 75mgs above the generic UL. I live for danger.