Quote from jnbadger:
There's a guy who lives near me who started working at a window factory when he graduated high school, and picked up every extra shift and every opportunity for overtime he could get his hands on.
He was able to retire with a nice home, family, and a nice nest egg in his late 40's. Turned out he was fairly nimble in this last crash, so he's still ok.
The problem is, he doesn't fit the stereotype for this thread. He's not stupid because he was able to see the value of working extremely hard, and how it would pay off far into the future.
Your average moron nowadays wouldn't work extra hours even if it paid double or triple time, much less do they even consider how their current actions will effect their future.
So I guess if you know you're stupid, you might want to plan on staying poor.