Stop paying credit cards. Give yourself a bailout!!

If the attitudes of the deadbeats on this thread are at all indicative, why not?

Not much the gov't can do about it either because if they make too many deadbeat friendly laws, lending will cease. I think lenders have finally learned their lesson and the party's over.
Quote from timbo:

When you have nothing to lose, why not go after it? It's the mentality of the issuers -- hence the fucking telemarketers.
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You folks in this thread who have defaulted on unsecured credit are scumbags.

I notice that many of you are spanish speakers. Any connnection there?

Personally I prefer to play the system while paying my bills and getting great rates with my 820 score.

What the scumbags don't realize is that once Visa or their bank gets a judgment that judgement can be sold to twisted meth crazed COLLECTORS who will dog them for the rest of their lives. :D
 
Quote from NKNY:

I used to correct credit for friends and family. Not all people are losers or lazy who fall behind on debts.

As a matter of fact cc companies are a predatory bunch.

If someone misses a due date twice even.by a day in a rolling 12 month period they get hit with a 30 percent default rate. In other words, since they are having a little trouble paying, why not rape them. Sure its in the fine print but it doesn't make it right.
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I agree with you, some are injured, lose their jobs, etc. Nothing they can do abou that....however, that's not the typical case I read here, they are all capable of paying, but choosing not to,
AKA LOSERS!

Here's an idea, if you can't afford to pay for it in cash, DON"T BUY IT!
 
And they either feel "entitled" to not pay or blame their problems on someone/thing else.
Quote from mschey:

however, that's not the typical case I read here, they are all capable of paying, but choosing not to,
AKA LOSERS!
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You sound bitter and didn't give me a straight answer... are the "evil" credit card companies going after you or not?

<img src=http://www.elitetrader.com/vb/attachment.php?s=&postid=2365383>
Quote from timbo:

may be a creditor prison is more appropriate.
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Quote from mschey:

Really impressed by you and a few of the winners on this thread!


How about this.....get off your lazy ass, get a job, make some bucks and pay your eff'n bills!


BTW, most employers do a background check and credit check...and the fact that you are a loser will definately come up again.
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LOL, this is true. Some of these posters are so clueless they don't even know that employers do credit checks. I'm sure they don't want deadbeats either working for them, it shows a lack of fiscal responsibility and moral obligations.
 
Quote from jueco2005:

Stop paying credit cards. Give yourself a bailout!!

I DID IT.

Now I have to see what chase is going to do after me.
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Ever hear of a judgment ?


Guess who gets the lawyer fees added on to their account balance when the county court you reside in grants the judgement?
 
your crazy, not only will your low credit score ruin your life, they will take away everything you have, and if you trade for a living, that means you will no longer be able to support yourself. I'll keep my platinum card and my high credit score, thank you.
 
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