Not meant to advise you, but to educate myself. What's your plan for on-the-go security? Anyone?
Unlike home WiFi networks, the vast majority of public WiFi hotspots don't encrypt the data being transmitted through them. Therefore, when you connect to a hotspot, everything from your email and your bank account and credit card information to your social media content may be fair game for hackers. The 2013 Identity Fraud Report released by Javelin Strategy & Research found that the number of identity fraud victims increased to 12.6 million consumers last year â hitting more than one out of every 20 U.S. consumers. According to the report, smartphone and tablet users were constant targets of cyber criminals using malware and phishing exploits and compromising unsecured WiFi connections to steal users' sensitive information.
Well, the idea is most (decent) email services, banks, and online transaction sites, use SSL/HTTPS/TLS to encrypt the data between your browser and their servers, so as it traverses over the open (non-encrypted) wifi, and the 'cloud'/internet, snoopers only read gibberish.
That doesn't make it perfect, as snoopers can still record the data stream and try to crack it on their own time... but in general, it's way better than sending info in regular text format.
It's so popular, that even facebook has the option to encrypt entire sessions instead of just the login page/prompt.
And then there was the heartbleed bug/hack that showed how even this process can be cracked wide open.