Speaker Pelosi 2.0

North Carolina only has one insurer now that covers the entire state (Blue Cross Blue Shield of NC) -- this is also directly attributable to ACA.

ACA was a giveaway to the Insurers and Healthcare industry. In fact they wrote most of the ACA bill included the part about Insurance companies never taking a loss. Of course, this part blew up on the Insurers when Congress eliminated "Risk Corridors" recognizing that automatically providing Insurers a profit was outright ridiculous.

As I stated many times before, if the U.S. was serious about universal coverage then they need to implement a public plan like many other western nations. Obama had his chance and blew it - instead providing ACA as a giveaway to insurance & healthcare industry driven by lobbying money.

Having one heath insurer that covers the entire state isn’t a bad thing. Most insurers cover by county and most do not offer coverage in all counties.

I will say again Obamacare didn’t blow anything, it was definitely an improvement. I do agree that the whole system should have been scrapped but there was no appetite for that at the time. We could not even get a buy for Medicare through.

So yes we worked with the broken system we had but if you repealed Obamacare you would not be better off either.

Our system is just outdated, inefficient and expensive. We need to move into a universal system.
 
Having one heath insurer that covers the entire state isn’t a bad thing. Most insurers cover by county and most do not offer coverage in all counties.

I will say again Obamacare didn’t blow anything, it was definitely an improvement. I do agree that the whole system should have been scrapped but there was no appetite for that at the time. We could not even get a buy for Medicare through.

So yes we worked with the broken system we had but if you repealed Obamacare you would not be better off either.

Our system is just outdated, inefficient and expensive. We need to move into a universal system.

North Carolina had over 6 insurers that covered the entire state prior to ACA. Now we have one insurer that covers the entire state (and keeps threaten to stop if they don't get their rate increase demands approved) and a small number who cover just a few counties. Less competition means much higher prices.

2019 was the first year in many years in which there was no rate increase. This is because the state (NC Governor & AG) threatened to sue all the health insurance companies in 2018 over their extreme profiteering and fabricated data in rate increase filings .

North Carolina would have been much better off without ACA. It put a worst broken system in place of one that was already broken. It led to sky high insurance premium and cost increases for all working people not on a government program.
 
Ryan presided over tax cuts which ballooned the deficit by $2T.

I've never supported Ryan. Defending Nancy Pelosi by saying she wasn't as bad as Ryan (which is a subjective argument, I'm sure you understand), doesn't mean a whole lot. It's like all the times we heard "But Obama wasn't as bad as Bush".
 
And you’re seeing 7% increases in your group rates for the same package? That’s really not the worst. I’m not going opine on your split, that’s up to you.

No, I'm sure it's not the worst. But 7% year over year over year...well now. Wages certainly don't go up 7% a year.
 
North Carolina had over 6 insurers that covered the entire state prior to ACA. Now we have one insurer that covers the entire state (and keeps threaten to stop if they don't get their rate increase demands approved) and a small number who cover just a few counties. Less competition means much higher prices.

2019 was the first year in many years in which there was no rate increase. This is because the state (NC Governor & AG) threatened to sue all the health insurance companies in 2018 over their extreme profiteering and fabricated data in rate increase filings .

North Carolina would have been much better off without ACA. It put a worst broken system in place of one that was already broken. It led to sky high insurance premium and cost increases for all working people not on a government program.

I think you’re putting too much blame on the aca and some of the stuff you have said and attributed to it just is a bit too much. Like I said I would look to other areas.

At the end of the day, the aca covered more people with comprehensive health insurance and made Medicare more financially secure. From a national policy standpoint that is a huge success.

Also, do you know what plan is available in every county of every state? Medicare and people love it.
 
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No, I'm sure it's not the worst. But 7% year over year over year...well now. Wages certainly don't go up 7% a year.

Heath insurance has always ourpaced wage growth, but then again everything outpaces wage growth.

Im sorry if I’m not shocked but I’ve insured quite a few large groups and can tell you some years premiums go up 7% or more, some years less. It’s always been that way. I always recommend shopping.
 
Heath insurance has always ourpaced wage growth, but then again everything outpaces wage growth.

Im sorry if I’m not shocked but I’ve insured quite a few large groups and can tell you some years premiums go up 7% or more, some years less. It’s always been that way. I always recommend shopping.

Doesn't change the fact that the ACA was written by insurers, for insurers. Only democrats believe it was "for the people".
 
Doesn't change the fact that the ACA was written by insurers, for insurers. Only democrats believe it was "for the people".

Was it now? I’m pretty sure the basis started at the Heritage Foundation and then was implemented by Mitt Romney in Massachusetts.

But like all things there is some truth in what you say and I do concede it was not devoid of goodies for special interests.

I still stand behind the statement that we are all better off in one way shape or form with the aca and objectively speaking the programs goal was to expand coverage in America and it did that in a revenue neutral way that also added years to Medicare.

Net, net = positive.
 
Was it now? I’m pretty sure the basis started at the Heritage Foundation and then was implemented by Mitt Romney in Massachusetts.

But like all things there is some truth in what you say and I do concede it was not devoid of goodies for special interests.

I still stand behind the statement that we are all better off in one way shape or form with the aca and objectively speaking the programs goal was to expand coverage in America and it did that in a revenue neutral way that also added years to Medicare.

Net, net = positive.

I seriously doubt what - if anything - the Heritage Foundation provided in any way resembles the ACA. I'd be happy to concede this point if you want to show a side by side comparison that proves your point.
 
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