In all seriousness, I am proud of her. 3 jobs, that's great.
I used to work at a restaurant where he had a guy (Mexican) who worked 3 jobs at various restaurants who sent $500 a week home to his family. The servers had to roll silverware so he offered to roll their silverware for $5-10 a pop. On Fridays or Saturdays after a busy night he'd do it for 7-10 servers. He did it 3x as fast and a lot neater.
I applaud hard workers but there's a high likelihood that she loses one of her jobs and shortly thereafter the house. I hope not.
Now the $64,000 question. Did she use that 8K credit toward down payment? If so, congratulations, there's your house with virtually no money down! (or <1%).
I give her 5 years if she doesn't try to flip it first before foreclosure. Which sucks, but looks like is the new norm.