and look how much that costs us! And that is just one simple law that anybody can understand and all agree we should just do out of compassion without even being legally bound to do so. I have a friend, works as a cook, no assets no insurance, got bit by a spider, has had over 30 operations, see's a specialist regularly, bill is over 300k, nobody expects him to ever pay. Someday a lawyer will make $500.Thats government intervention