Inflationary risk to cash capital is one that seems to go over a lot of people's heads. If it was better understood the banks would empty overnight.
Safe as cash investment
- Thread starter john7722
- Start date
5/6 year CD rates are 1.5-1.7%
Hmmm, you're right. Could have sworn I'd seen a 5% one before. I'll be honest, I dont know shit when it comes to these safe low interest vehicles. I've always been a risk taker so never researched them much.
How about cash?
By holding cash you lose spending power over time but you are guaranteed to have a fixed amount of money when you need it.
In a falling market I go to cash. I have no intention of holding on to the cash for years but I do want to have some funds available if an opportunity presents itself.
Not sure why you want to buy from a broker. High interest saving account is an option.
Liquidity is more important then the tiny returns at this point. I got 1.25% on some money we needed to park risk free that was a good rate.
You are buying into the Fed speak. If the inflation genie is out of the bottle
today could be the low point of the inflation cycle. Raising the fed rate while continuing to buy bond is not tightening but is further easing which strokes even more inflation.
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Whatcha goin to do. Rob banks? No money left, everyone's using crypto.
If you really want to invest in cash, you need to find an instrument that will make it grow to at least beat the rate of inflation tax-adjusted otherwise pure cash just sitting there will still lose value over time.