Quote from Maverick74:
Actually this is not true. We currently use a similar program for traders who want to opt into MTM tax reporting. They have to choose by April 15th of the current tax year if they want to use MTM accounting for the following year. This allows them to deduct 100% of their trading losses vs the maximum of 3k per year. They can change back the following year but only before the fact. In other words, they can't simply change because it's advantageous to do so.
Those who want to be on a government healthcare plan, can state so BEFORE they have a pre-existing condition and for the next year. This will allow them not to jump on board when it's beneficial for them to do so. Personally I think this should be done on the state level and not the federal level.
You are a smart guy, come on. You are comparing your operation to the federal government's. State is even worse, you must forget that state govs are broke nowdays & run with pure incompetence.
There are already too many tax games to keep track of, this would only add more.
No sense in using taxes when using premiums is more efficient. A lower tax raise for the whole population for eligibility and premiums to actually use and be active. You know, just in case when your corporation moves operations offshore and you need that surgery next month.
Of course, no tax raises are needed, if anything, they should be lowered. All that money that we lose to Social Security, there is the source.
As far as corporations not liking the healthcare plan for the healthy, you must have misread. The unhealthy would have a separate plan that they pay into or the government would separately fund or subsidize. All people would be covered, just not on the same plan. Think of it like a group PPO plan at work. You can choose to join the group plan or join an individual plan. Has nothing to do with corporate america profiting off of unhealthy people.
You can't do that as a politician. Segregating healthcare for people based on habits that are very heavily promoted by major corporations. As a corporation you can do that, not as the government.
Smoking, yes, but that's only due to the major court cases. Fast food, that's a direct attack on McDonalds. Drug use is a whole other issue.
You can do all of this through premiums, like private healthcare does. Either way, how can you really monitor this? If you disclose it publicly, people will just lie or make a big fuss.
BTW, corporate america makes just as much money on healthy people. Last I checked, vanity was one of the most lucrative business models out there from gyms, to nutritional supplements, cosmetic surgery, organic food, diet plans, etc.
First of all, most of that is a total scam and has the opposite effects than those desired. Like "diet" coke, which actually screws up your metabolism. Cosmetic surgery is far from healthy, so are most diet plans. Most supplements, over 90% in my book, are pure chemical crap. Smoke & mirrors.
Second of all, the "health" & vanity industry will never compare to that of the food conglomerates, healthcare & big pharma. Not even close. Unless you start measuring health based on number of residents per hospital beds or how many pills you take to suppress your symptoms. Some studies are held this way.
Third, anyone who practices true health is of little value to corporate America. Most of my food comes from small farmers who practice real farming, not factory monocropping. Same for supplements, they usually come from small companies who try to make whole food derived nutrients, not synthetics. Very few of my products come from big brand names.
There is little profit in a healthy population. Billion dollar companies are built around creating, labeling & treating diseases but never curing them. All the money is in the treatment, not the cure. Especially when the cure cannot be patented and grows naturally.
