Quote from jj90:
I would like to understand the issue of Obamacare being so widely unpopular from the perspective of a non-American and coming from a nation which has universal health care. I fully admit that I only have a superficial following of US politics. My understanding from the media here and research online is that the main opposition points is that:
1)It forces people to get coverage, and is seen as unconstitutional.
2)It increases the money spent by individuals on healthcare.
From my perspective, it doesn't make sense not to have universal healthcare or something approaching that. For those that can easily pay medical costs themselves, the increase in premium will be negligeble anyways. But for those who cannot find the means to pay, this would appear to be a lifesaver. I fail to understand why anyone would choose to not be covered under health insurance anyways.
From my understanding, the legislation basically forces people to get coverage, although subsidized, from private healthcare institutions and for that I agree is a huge flaw. Over here the coverage is through the government adminstered institutions rather, and that would probably make more sense. But perhaps the social cost to not giving people this standard of living is greater than the deficit in spending by the plan?
Please shed some light and correct me where wrong.
I can understand your confusion. Our system of insurance and government is no doubt vastly different. Let's begin with the law itself and why a lot of people object to it.
You have to understand that the existing system works perfectly well for the vast majority of people. Most insurance is provided by employers, with employees usually paying a portion of the cost. It is an historical anomaly, instituted during WW II to avoid wage and price controls. It would be a good idea to change it, as people often are reluctant to change jobs because theywould lose their coverage and might have a condition that would make it difficult to get replacement coverage. Obamacare does nothing to address this issue however, other than to make it more expensive for employers to provide coverage.
The other major problem concerns cost shifting. Hospitals are required to treat any sick person who shows up. They incur enormous costs, typically from treating illegal aliens, and attempt to pass those costs onto other users. Insurance companies of course resist. Hence, any real reform has to address this issue. Obamacare does it by forcing insurers to cover anyone who asks for coverage and prohibits them from charging more on the basis of, eg age or medical condition. This might be an unconstitutional taking standing alone, but Obamacare attempts to balance it by forcing everyone to have coverage or pay a fine.
Those are the basics. Unfortunately there are another 2000 or so pages of the legislation that few if anyone really knows what it does. Details are coming out bit by bit and are not encouraging. In total, the law represents an enormous expansion of the federal government's role in health insurance, and for many, it seems an obvious nose under the tent in preparation for a full takeover later.
Being conditioned to a government-run system, you probably don't see why people would object, but suffice to say there are vast concerns over cost, access to care, rationing and a myriad of other issues. I can see how a socialized system would be fine in say, Finland. Here, we would have half the population of mexico streaming in for care, not to mention the urban welfare class, who could be expected to swamp such a system with basically infinite demands.
The legal case is based on the proposition that the federal government's powers to regulate interstate commerce do not extend to compelling people to buy insurance. The reach of the commerce clause of the Constitution is a complex area of law, and the Supreme Court's past decisisons are all over the map.
The Court is also hearing a related challenge involving a part of the law that forces states to spend vastly more on Medicaid, which is a health care welfare program for "poor" people. I use quotes because the law apparently stretches the definition of "poor" to families making solid middle class incomes. The challenge here involves an even more esoteric area of Constitutional Law, the Tenth Amendment, which reserves for the states all powers not expressly granted to the federal government.
It is hard to overstate the stakes involved in these challenges. If the government loses, the progressive cause will have been dealt a crippling if not mortal blow. If they win, it is difficult to envision any area of life that the government cannot control, making the Constitution basically irrelevant.