Obama healthcare reforms may not reduce medical bankruptcies, study suggests - latime

[hippie]

Studying medical bankruptcies in Massachusetts, whose recent healthcare reform was a model for national reform, researchers found that while new insurance rules increased the number of people who had coverage, those rules did not improve coverage -- leaving many still struggling with medical debt.

http://www.latimes.com/health/boost...ance-costs-03082011,0,7832154.story?track=rss

 

[the1]

Yup, you still got all those copays and deductibles and maximum out of pocket expenses to deal with. And then you get insurance tricks that you have to watch out for. It's funny when you have a policy that has a maximum out of pocket expense of $1000 per year and you have bills totaling $3k. Funny how that works.

 

[clacy]

Quote from the1:

Yup, you still got all those copays and deductibles and maximum out of pocket expenses to deal with. And then you get insurance tricks that you have to watch out for. It's funny when you have a policy that has a maximum out of pocket expense of $1000 per year and you have bills totaling $3k. Funny how that works.

Yes, but the fact is, someone has to pay for the technology and personnel involved in health care. And by someone, I mean YOU AND ME.

We pay for it all. It's just a matter of what form that payment takes:

*Taxes- for government provided health care (medicare/medicaid/obamacare)

*Out of pocket, co-pays, etc

*Health Insurance Premiums

*Lowered compensation from employers who provide percentages of premiums

 

[hippie]

Quote from the1:

Yup, you still got all those copays and deductibles and maximum out of pocket expenses to deal with. And then you get insurance tricks that you have to watch out for. It's funny when you have a policy that has a maximum out of pocket expense of $1000 per year and you have bills totaling $3k. Funny how that works.

3k only? Don't be surprise if it is 30k or more ....Insurance here has all the fine prints to exclude coverage. A California business woman with health insurance was bitten by a snake. She had to pay 70k out of pocket. May be Snake bite was not covered by her insurance.