1. Congratulations on your success. You are already in the top 10% of traders for staying in trading for more than a year.
2. I can only assume that you are not a speculative trader, but a conservative one, and that is why more of your money is not in the market. With this in mind, I concur with another poster who suggested you put that money away in a highly-liquid yet not-in-your-pocket fashion for emergencies, because they WILL come.
3. Keep $10,000 in cash in small bills somewhere at home for disasters. I don't know where you live, but whether by earthquakes, hurricanes or attack, whatever is coming will render your debit card dead for a long time, and you will still need to trade for essentials.
Again, congratulations on your success. The drawdowns will come.
2. I can only assume that you are not a speculative trader, but a conservative one, and that is why more of your money is not in the market. With this in mind, I concur with another poster who suggested you put that money away in a highly-liquid yet not-in-your-pocket fashion for emergencies, because they WILL come.
3. Keep $10,000 in cash in small bills somewhere at home for disasters. I don't know where you live, but whether by earthquakes, hurricanes or attack, whatever is coming will render your debit card dead for a long time, and you will still need to trade for essentials.
Again, congratulations on your success. The drawdowns will come.