When I asked for a wire to get money out, it was sent out the same or the next business day. I didn't have to wait for the end of the month, week or whatever. Anytime I requested a withdrawal, there was never any problems. Both firms. Buying power is about the same. If necessary they will increase your bp depending on your trading, Cygroup is more understanding with this. My highest bp there was like 70 to 1, but they will put a cap on daily losses though. Sung and Steve go out of their way to help you. You can't go wrong with either firm.