I would also like to remind people... that cost sharing idea is crap.
if you jack up the costs by 100 percent and then subsidize some but not others... you have created a scheme to selective target and rob those with a little extra money of the liquidity. You don't really know the costs should be and the subsidies are a trick.
Its the same scam run by colleges and govt backed loans.
Its the worst kind of crony capitalism.
It should be abomination to those who think.
Do you have an employers plan or did you buy on the exchange? If an employers plan, was it a small group plan?