Quote from maxpi:
Stop paying your credit cards, in fact, run them all the way up, then stop paying them. Then tell the credit card companies and reporting agencies that they should have not allowed that garbage to happen. If you don't owe $20-30 grand on any one of them it's not worth it for them to sue you.... Your credit rating is screwed up already, why keep it? If you have income like a trader should you won't need credit at all, right?? Bad credit doesn't stop you from getting with a prop shop, a bankruptcy might but not bad credit afaik....