IBKR day-swing trading with cash account T+2 problem

There is no difference. On margin; You pay or earn on interest, only if you borrow money above your capital. So if you are sensitive on interest matters just dont hold overnight positions with extra leverage above your capital. Yes you can trade with or without leverage, as said it is up to you.
thank you very much
 
I would double check, I have had IB for 10+ years and have never worried about T+2. Years ago spoke to them and they indicated that they circumvent the at that time T+3,by not offering a sweep account or money market. Since I am trading 6 accounts combo IRA's etc plus brokerages ,I use CEF munis as a sweep.
 
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