Reminds me of the guy being interviewed after he won the 100m lottery.
The reporter asked "What are you going to do with all that money?"
He said, "I'm going to the track".
In some states they do not operate in...you know why? it is because of existing court cases that have set a precedence...some states have indirectly established a legal rate through historical arbitration...court decisions...or out and out legislation...free enterprise and capitalism have their limits...
u·su·ry /ˈyuʒəri/ Pronunciation Key - Show Spelled Pronunciation[yoo-zhuh-ree] Pronunciation Key - Show IPA Pronunciation
ânoun, plural -ries. 1. the lending or practice of lending money at an exorbitant interest.
2. an exorbitant amount or rate of interest, esp. in excess of the legal rate.
3. Obsolete. interest paid for the use of money.